Florida Building Contractor Business/Finance Exam 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

How many employees must an employer have before applying for workers compensation insurance?

1 or more

In Florida, employers are required to obtain workers' compensation insurance if they have one or more employees. This mandate applies to both full-time and part-time workers, which means even a small operation with a single employee must have coverage. The rationale behind this requirement is to ensure that all employees are protected in case of work-related injuries, promoting workplace safety and providing financial support for medical treatment and lost wages.

The other choices incorrectly suggest that a higher number of employees is needed before workers' compensation insurance becomes mandatory, which does not align with Florida law. Understanding this requirement is crucial for contractors and business owners to comply with state regulations and safeguard their workforce effectively.

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5 or more

10 or more

20 or more

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